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Our Process

Wealth Management at Lee, Dougherty & Ferrara is an individualized ongoing process, not a predetermined formula. We help clients design portfolios which target specific investment objectives within their risk comfort zone. We achieve this result by accessing a broad range of financial strategies available through our global resources. Listed below are the five phases of our Wealth Management process.


STEP ONE: ESTABLISHING OBJECTIVES

First, we help you assess your goals based on your total financial picture. We then build a detailed financial profile using:

  • Your personal balance sheet.

  • Your current assets allocation.

  • Your tolerance for risk.

  • The time horizon associated with each of your goals.

  • Whether you are concerned mainly with building your wealth, preserving it or passing it on to others.

STEP TWO: EDUCATION

Second, we provide you with information to make an informed decision. This includes:

  • Discuss the risk/reward characteristics of different asset classes and their contribution to the overall portfolio asset allocation.

  • Ensure that you comprehend the next steps in the process.

STEP THREE: SETTING A STRATEGY

We then develop a comprehensive wealth management plan that identifies opportunities and determines your portfolio asset allocation strategy. This includes:

  • Reviewing fundamental investment principles against your goals.

  • Selecting appropriate asset classes and diversification strategies.

  • Choosing risk management strategies to help manage concentrated stock positions.

  • Determining performance benchmarks.

STEP FOUR: IMPLEMENTING STRATEGIES

Next, we help you select and implement these approaches according to your financial plan and asset allocation strategy. This includes:

  • Selection of investment products and managers.

  • Considering personal and charitable trusts.

  • Looking at lending strategies to improve cash flow.

STEP FIVE: REVIEWING PROGRESS

Market conditions, your personal situation and your goals will change over time. Portfolio review and rebalancing is an integral part of the wealth management process. This includes:

  • Monitoring portfolio performance and results to evaluate progress.

  • Reviewing objectives and adjusting strategies as needed.